Commercial Loans

Whatever your business needs, State Bank’s commercial lenders can help you. We have the ability to help you analyze your business and provide tailor made financial solutions.

Inventory & Operating Loans

State Bank provides short-term loans to finance inventory & operating expenses. The primary product State Bank uses for inventory & operating expense financing is a revolving, variable balance, LINE OF CREDIT. This product provides flexibility allowing you to more efficiently manage your credit needs. You can borrow the exact amount you need, when you need it.

Equipment Loans

State Bank provides intermediate-term loans for the purchase of new & used equipment. Loan terms & repayment schedules are flexible and structured to match the loan purpose and income cycle of the borrower.

Commercial Real Estate Loans

Funds for the purchase, expansion, or improvement of commercial real estate and facilities.

Investment Properties

Whether you are a first time rental buyer or are looking to expand your current portfolio, we have a loan product for you.

  • In house, held and serviced by State Bank of Bussey
  • 1-4 single family
  • Multi-family